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Lease the right bike for you

Thanks to Joule, you ride to work carefree, save up to 40% on your bike and even get money back through your mileage allowance.

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Get the bike of your dreams

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Customized bicycle plan

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Maintenance at a time and place that suits you

Buying a bike is fun, leasing a bike is smart!

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More time for you

Avoid stress and traffic jams: from now on you will go to work and back in no time.

With an electric bike you can cover even greater distances.

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Fiscally beneficial

Leasing a salary bike is very interesting financially.

This is a cost neutral solution for your employer, saving you up to 50% off the cost of a bike and even benefitting with a mileage allowance!

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Eco friendly & Healthy

Cycling benefits both your own health as well as that of the planet.

Less stress and CO2 for a better quality of life.

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Calculate your lease rate

Please note that bike leasing depends on some personal and company-specific factors (number of dependent children, marital status...) which may cause the calculation to differ from the final amount payable.

Want to be sure? Then contact your employer or social secretariat. They will show you the way!
This is the retail price of the bicycle in new condition on sale (including VAT)
This is the retail price of the accessories in new condition on sale (including VAT)
You can use this service package for maintenance and repair of your bicycle (incl. VAT)
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About your salary

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About your bicycle allowance

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We work with your gross salary, because that determines which tax bracket you are in. Based on that, we can estimate your lease amount.

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This is relevant for calculating your bike allowance. Don't get a bicycle allowance? Then you may skip this step.

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Your costing

Fill in the fields on the left, press "Calculate" and find out your monthly lease price here.
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Estimated market value after 36 months

Discover how leasing works

01

Get your employer on board

Why should your employer lease bikes and partner with Joule?

We'll help you get started with our Start To Bike package. Fill out this form and we'll hop on our cargo bike.

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Order your favorite bike

Find your perfect bike in no time by using our guide.

Want to test different models? No problem at all!

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Time to start pedalling!

Enjoy your dream bike.

You can choose how to have your bike repaired: at home or at a Lucien store near you.

Bike stories

Testimonials from happy Joule customers

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Rob's

Bullit EP8

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Simons

Urban Arrow Shorty

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Philippes

Gazelle Paris C7+

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Maximes

Cowboy Classic

"Joule guided me fantastically during the search for my dream bike. Now I do almost every commute by bike."

Tim Houben

Department Head of Territory Affairs

"Joule is a fantastic leasing partner! Unbelievable how committed and involved they work within our 'Everyone Mobile' project. Nothing is too much for them, they switch quickly and provide top service."

Kim Van Asch

Strategic innovation manager

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From A to Z-ooming off!

Leasing a bicycle from Joule means biking without a care in the world. You get what you need and more.

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Johns Gazelle Ultimate C8+ Belt

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Johns leasing plan at Joule

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Comprehensive damage and theft insurance

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Choice of endless bikes

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Voucher for recovery interventions

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Annual inspection and servicing included

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Delivery, maintenance and repair at a time and place that works for you

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24/7 roadside assistance

Our leases run for three years, with fixed monthly payments.
Looking to buy a pool bike? Get in touch.

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Your questions,
our answers

How does bike leasing work?

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With an operational bicycle lease, you get a (electric) bicycle with a full service package. At Joule, you choose a term of 12, 24, 36 or 48 months. The package includes annual maintenance, damage and theft insurance and a breakdown assistance subscription. For this you pay a monthly lease price.

How does bicycle purchasing work?

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The organization purchases bicycles, or intervenes in a group purchase for the staff. You can also choose a maintenance contract. 

What is the difference between bicycle leasing and purchasing?

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With bicycle leasing, you rent the bicycle. Joule remains the owner of your bike. With a purchase, on the other hand, you fully own the bike. 

Can I lease a bicycle through Joule as an individual?

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Unfortunately, no. A bicycle lease through Joule is only possible for companies, self-employed people or government organizations. 

What are the benefits of a company bicycle?

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Lets summarize the many benefits:

  • Financial: a company bicycle is 40% cheaper than buying one yourself. As a self-employed person or employer, a bicycle is 100% tax deductible. As an employee, you don't pay any withholding tax or benefit in kind and you get a bicycle allowance on top of that.
  • Functional: no more traffic jams and stress! With an (electric) bike you save time and can efficiently cover long distances to work.
  • Healthy: biking regularly to work is good for your (mental) health.
  • Ecological: if you choose a company bicycle, you help reduce CO2 emissions. So it's good for you and the planet.   

What are the benefits of bicycle leasing?

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  • Leasing a bike through your company is about 40% cheaper than buying a bike at no additional cost to the employer. You pay for a leased bike on gross wages, which means you end up paying less NSSO, employer contributions and taxes. Moreover, the cost is spread over a period of 12, 24, 36 or 48 months. 
  • When you lease a bike from Joule, you also hop on your bike carefree. Your bike package includes annual maintenance, damage and theft insurance, and a roadside assistance subscription. You also choose how you want your bike repaired: at home or at a bike store nearby.

Is there a minimum purchase?

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No. At Joule, every company is welcome, regardless of the number of employees. Even self-employed people without employees can come to us.

What is Joule?

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Joule is a cycling partner for companies, independent workers and governments. Our mission is to get as many people as possible on their bikes. We take charge of the entire process of your bike plan, from concept to maintenance. We distribute more than 30 brands and have our own mechanics who deliver, maintain and repair the bikes. Minimum effort for maximum biking fun!

Who are we?

What are the (para)fiscal advantages of bike leasing?

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If you regularly bike to work, the cost of the bike lease is exempt from social security contributions and tax. For the employer, no employer contributions are added to the bicycle leasing benefit.

How does bike leasing through salary work?

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In a salary swap, the cost of the bicycle lease is passed on via your salary. Depending on the applicable collective labor agreement, this can be done through one or more gross salary components (e.g. gross salary, end-of-year bonus or bonus). Since bicycle leasing is exempt from employer contributions, a budget is first made of the total wage cost including employer contributions. The cost of the bicycle lease is deducted from that budget.

  • As a result, the net impact on your salary can be up to 40% less than the effective cost of the bicycle. Check it out here.
  • Practical example for a bicycle lease of €100/month including VAT.
Bike lease €100/month incl. VAT
Catalog price bike: €2400 incl. VAT
Without bike leasing With bike leasing
Payroll €3250 €3250
Bicycle Leasing €0 -€100
New gross wage cost €3250 €3150
NSSO contribution employer €650 €630
Gross salary €2600 €2520
NSSO employee contribution €339,82 €329,36
Taxable Base €2260,18 €2190,64
Special contribution €23,11 €23,11
Net salary €1778,31 €1729,40
Net impact bicycle leasing/month €48.91 per month
Total net cost of bicycle leasing €1760,76

Attention! The (para)fiscal benefits only apply if you use the bicycle regularly for commuting.

In some sectors, salary exchange is not possible (see next question).

Can everyone lease a bike through salary exchange?

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The possibility of salary exchange is limited in a number of ways. On the one hand, the remaining gross salary may never fall below the sectoral gross salary. On the other hand, there are many collective agreements that exclude the exchange of certain gross salary components for another benefit (such as a bicycle). For more information, please consult your social secretariat. The lease cost can always be deducted from your net salary by mutual agreement, but there are no (para)fiscal advantages attached to this. Your employer can also choose to offer the bicycle lease for free.

How much does a bicycle lease cost?

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The benefit of bike leasing depends on a few factors, including the tax rate. This depends, among other things, on your marital status, the number of dependent children, etc. For a correct calculation of the net cost of bicycle leasing, it is best to consult your personnel department. For a rough estimate you can always consult our calculator.

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Can I pay for the bicycle lease through the year-end bonus?

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Yes, you can, unless the salary would fall so below baremalone, or if this is excluded in a sectoral collective agreement. The calculation is similar to the calculation of the gross salary.

How does bike leasing work?

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The bicycle allowance is an expense allowance for employees for the commuting distance traveled by bicycle. This reimbursement is exempt from taxes and NSSO contributions up to 0.27€ per kilometer. You then receive an allowance per kilometer traveled by bicycle. The bicycle allowance can be cumulated with the benefit of the lease bicycle. 

For what types of travel can I receive bike allowance?

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The reimbursement applies only to travel from home to work and not to professional travel. Professional travel is regarded as a cost for the employer. The employee and employer mutually determine which is the best and safest route. 

Is a bike allowance mandatory for the employer?

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Based on a collective bargaining agreement in the National Labor Council (NAR), since May 1, it is mandatory for all employers in the private sector to give a bicycle allowance of 0.27€ to all employees who commute to work by bicycle. Nothing will change for employers who were already (compulsorily) providing a bicycle allowance.

Does a benefit in kind apply to the leased bicycle?

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There is no benefit in kind and therefore no tax if the bicycle is used regularly for commuting. Your employer will, however, request a statement in honor that you agree to use the bicycle regularly for commuting. 

How many times do I have to ride my bike to work to establish "regular use"?

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There is no legal framework but the NSSO and tax authorities generally accept 20% of commuting as a minimum. 

Can I combine a bicycle lease with a company car?

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This is possible provided you take your bike to work on a regular basis.

What if I leave the company while the lease is still running?

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Your employer will determine what the options are, but there are usually three options:

  • you buy the bike at the market value at the time;
  • you return the bicycle and pay an administrative fee;
  • you pass the bicycle to a colleague.

Where can I view Joule's bicycles?

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You can check out our entire collection on our (online) shop. In addition, we will visit you at work for test days or you can test the bike. Do you have questions about the bicycle? Chat with one of our employees, book a consultation session via the website or send us an email!

Can I order through a local dealer?

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In addition to the wide range that Joule itself offers (be sure to check out our product site), you can visit your local bike store.

Can I also purchase the bikes?

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At Joule you can lease ànd purchase bikes. If an employer buys a bike for his employee and the employee uses the bike regularly to commute, the same (para)fiscal benefits apply.

What service packages are available for leased bikes?

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At Joule, you can choose between two maintenance packages for leased bikes:

  • Mobile: the Joule mechanic comes to the workplace or your home for delivery, maintenance and repairs
  • Pick-up: You pick your bike at your favorite bike store and visit them for maintenance and repairs.

Mobile: What brands are available?

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Be sure to check out our full range on the online portal. You'll find these brands, among others: Gazelle, Koga, Oxford, Batavus, QWIC, Larry vs. Harry (Bullit), Urban Arrow Cargo, Tern, Achielle, Canyon, Cowboy, Takashi, Dahon, Velo de Ville, Venturelli, Carla cargo,...

Mobile service: how does it work?

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Our mechanics visit you at work or at home for delivery, maintenance or repairs. During the maintenance you can continue to work in peace. Our mechanics ensure that your bike rides smoothly again. 

Mobile service: How quickly do you arrive on site?

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For an urgent repair we try to come by within 2 working days. If the repair is not urgent (the bike is still running), we will come by within 2 weeks. 

Mobile: Does Joule work with its own mechanics?

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Yes, our mobile teams travel around the country to repair your leased bike at your place of work. Joule not only has its own technical team but also a partner network of approved freelancers who come by for urgent repairs. The partner network meets the Joule quality standards and has the knowledge and spare parts to keep your bike in optimal condition.

Pick-up service: how does it work?

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With pickup services, you visit your local bike store and request a quote for your favorite bike and accessories. 

What is included in the service package?

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Annual maintenance, comprehensive damage and theft insurance, a breakdown service subscription and a repair service. 

What is included in damage and theft insurance?

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With damage and theft insurance you are covered in case of damage due to vandalism, a fall, a collision, and (attempted) theft. If the insurance file is approved, only an insurance excess will be charged. Check whether you have an AG Insurance or AEDES package.

What is included in annual maintenance?

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The annual maintenance of a bike will result in fewer problems, and therefore fewer repairs. Maintenance involves the performance of services with the goal of preventing wear and tear and repairs:

  • lighting inspection and repair;
  • greasing the chain;
  • tire pressure check;
  • retightening of all bolts;
  • gear adjustment;
  • check headstock play;
  • software update;
  • adjusting brakes and replacing brake pads;
  • treat contact points.

What is included with roadside assistance?

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If you have a breakdown on the road (even a flat tire) you can call for roadside assistance. This also applies in case of (attempted) theft or an accident . You benefit from assistance:

  • throughout Europe (see general terms and conditions for insured countries);
  • to twice a year;
  • at least 1 kilometer from your home address.

What is included in the repair service?

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These are interventions exclusive to annual maintenance or an insurance file following damage or theft. For example, for a flat tire or a loose fender. 

  • Mobile: you are entitled to recovery interventions for your chosen recovery credit.
  • Pick-Up: you are entitled to recovery interventions for your chosen recovery credit.

How can I call Joule?

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You can reach Joule at +3250892689. The line is available every working day from 09h00-18h00. The breakdown service is available 24/7. We will put you through via these shortcuts:

  • General questions about bike leasing and purchasing.
  • Joule operations: for information on repairs and maintenance.
  • Breakdown assistance (have your policy number handy).
  • Other questions or comments.

What happens if the employee leaves the company and ends the bike lease?

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The agreements are established in the so called bicycle policy between your employer and employee. Usually there are 3 options: 

  • The employee can purchase the bicycle for its market value at that time.
  • The employee may return the bicycle upon payment of an administrative fee.
  • The employee can pass the bicycle to a colleague.

What happens when the lease ends?

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At the end of the lease period, Joule will pick up the bicycle. Optionally, the cyclist can purchase the bike at market price.  

What is the range of an electric bicycle?

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Battery range depends on three crucial elements:

  • Bike battery capacity: 400Wh, 500Wh, 630Wh or 1000Wh.
  • Usage of battery: do you ride in eco or turbo mode? 
  • The weather conditions: in colder weather, the battery will not last as long.

Make sure to always put the battery inside when freezing!

What is belt drive?

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A belt drive is a drive in which the chain is replaced by a plastic belt. The belt runs over two sprockets and is made of a strong stretch-resistant carbon fiber. 

How do I take care of my bike's battery?

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There are some important tips to keep your bike's battery in top condition. We list them for you in this blog article. 

Does Joule also have cargo bikes?

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Joule has a wide range of cargo bikes. From small cargo bikes for small businesses to the powerhouses that can carry up to 200kg. Discover the full cargo range here.

Laurens van Joule

Laurens

Founder - marketing

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